ActiveSingleFamilyResidence

15833 Sago

Apple Valley, CA, 92307

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$549,000

MLS: IV26061666

Beds

5

Baths

3

Sq Ft

2,699

Lot

0.57 ac

Year Built

2007

MLS #

IV26061666

Days on Market

24

Listed

Mar 21, 2026

Description

Welcome to 15833 Sago Rd in Apple Valley. This move-in ready 5-bedroom, 3-bathroom home offers an open floor plan and sits on a spacious half-acre corner lot. Built in 2007, the property features an updated kitchen featuring modern cabinetry and finishes and a large backyard with room to expand, including potential for an ADU (buyer to verify). Property is connected to sewer, a rare feature in the area where many homes are on septic. Includes 28 paid-off solar panels for energy efficiency and reduced utility costs. Conveniently located near shopping, dining, and major commuter routes.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: KAREN DEAQUINO · CENTRAL REALTY GROUP

Payment estimate

$4,114

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,900 · Loan: $494,100

%
Principal & Interest
$3,036
Property tax (1.25%)
$572
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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