15542 Kiamichi
Apple Valley, CA, 92307
$510,000
MLS: CV26059773
Beds
3
Baths
3
Sq Ft
2,333
Lot
0.38 ac
Year Built
2006
MLS #
CV26059773
Days on Market
20
Listed
Mar 19, 2026
Description
This house isn't about just looking pretty—it's about bones that last. Copper pipes that'll outlast us, killer insulation that keeps it cool till dusk even on brutal days. Freshly remodeled bath—huge walk-in shower, no squeezing. Full drip irrigation on every shrub and tree, front and back—no watering needed. Whole-house water filtration system, plus one under the kitchen sink—water's clean, tastes right. Landscaping's quiet and gorgeous: rock scaping throughout, roses in every color, and trees that will accommodate a couple of hammocks soon. Dura-cool porch in back with tinted tempered glass on one side-—high winds don't mess with your barbecue. Heavy duty screen doors in front and back patio. Solid, cedar privacy fence out back, front's fully gated with electric opener—pull up, hit the button, you're in. Solar panels halfway paid off, contract assumable—$49.15a month, zero electric bill. Ring cameras, motion sensors, dusk till dawn lighting, and mail delivery alarm. This home is built beyond code---just solid, smart, private. Beautiful Dale Evans park within a couple of miles, and shopping, eating , golfing and soon to come Bullet Train on Dale Evans will take you to Vegas in 90 minutes. New retail center across Hwy, walking distance to have an Aldi, Wendy's, Chipotle and other establishment. Values in area will surely go up quickly. Lot's of other amenities all within walking distance. Ready for whoever's next.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Alicia Garcia · MGR REAL ESTATE, INC.
Payment estimate
$3,843
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,000 · Loan: $459,000
- Principal & Interest
- $2,820
- Property tax (1.25%)
- $531
- Homeowners insurance
- $300
- Mortgage insurance
- $191
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Apple Valley property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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