15946 Caterpillar
Fontana, CA, 92336
$685,000
MLS: WS26102977
Beds
4
Baths
3
Sq Ft
2,136
Lot
0.03 ac
Year Built
2023
MLS #
WS26102977
Days on Market
84
Listed
May 12, 2026
Description
Compare before you buy new construction in Narra Hills! Welcome to 15946 Caterpillar Dr, Fontana, a move-in ready 2023-built detached home located in the gated Narra Hills community of North Fontana. Offering approximately 2,136 sq. ft., this contemporary residence features 4 bedrooms, 3 baths, an upstairs loft, downstairs bedroom, paid-off solar, a private backyard, and an attached 2-car garage—a smart alternative for buyers comparing nearby new construction. The open-concept great room connects the living, dining, and kitchen areas, creating a bright and functional layout for everyday living and entertaining. The modern kitchen offers generous cabinet space, a large center island, and easy access to the private backyard—perfect for morning coffee, family gatherings, or weekend BBQs. A downstairs bedroom and full bath provide excellent flexibility for guests, multigenerational living, or a private home office. A roomy storage area near the stairs adds additional everyday convenience. Upstairs, the spacious loft offers valuable bonus space for a family room, play area, media room, second office, or potential 5th bedroom. The primary suite features a huge walk-in closet and a spacious full bath, joined by two secondary bedrooms, a full bath with double sinks, and a convenient upstairs laundry room. Unlike many new-construction options, this home is already complete and ready for immediate enjoyment, with paid-off solar included, no solar lease payment, finished living spaces, and a private backyard already in place. Enjoy the benefit of newer construction without the builder wait, upgrade decisions, or uncertainty. Residents of Narra Hills enjoy resort-style community amenities with an HOA of only approximately $275/month, including clubhouse, pool, spa, BBQ area, playground, tennis courts, and scenic walking trails. Conveniently located near shopping, dining, parks, schools, and major freeways including the 15, 210, and 215, this home offers modern comfort, lifestyle amenities, and excellent value in a gated North Fontana community.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: SOFIA CHANG · RE/MAX 2000 REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,507
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,500 · Loan: $616,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,962
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
- HOA dues
- $275
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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