PendingSingleFamilyResidence

16035 Venango

Apple Valley, CA, 92307

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$460,000

MLS: HD25254940

Beds

3

Baths

2

Sq Ft

2,086

Lot

0.53 ac

Year Built

1989

MLS #

HD25254940

Days on Market

144

Listed

Nov 5, 2025

Description

Beautiful Home with Pool, Patios, and Plenty of Space! This inviting home features 3 spacious bedrooms, each with private patio access — perfect for enjoying morning coffee or evening relaxation. There are 2 full bathrooms, a cozy brick fireplace in the living room, and an indoor laundry room for convenience. The kitchen includes a pantry and opens to both a dining room and a breakfast nook, offering great options for family meals or entertaining. Step outside to a partially covered patio, inground pool with a vinyl liner, and a tranquil koi pond — your own backyard retreat! The property also includes a 2-car garage, fenced and cross-fenced yard, and a storage shed. A must-see property that combines comfort, functionality, and outdoor enjoyment!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Christina Gordon · Coldwell Banker Home Source

Payment estimate

$3,495

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000

%
Principal & Interest
$2,544
Property tax (1.25%)
$479
Homeowners insurance
$300
Mortgage insurance
$173
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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