19629 Oneida
Apple Valley, CA, 92307
$435,000
MLS: HD26032116
Beds
4
Baths
2
Sq Ft
2,042
Lot
0.65 ac
Year Built
1968
MLS #
HD26032116
Days on Market
15
Listed
Feb 12, 2026
Description
WELCOME TO THIS BEAUTIFULLY MAINTAINED 4-BEDROOM, 2-BATHROOM HOME OFFERING 2,042 SQUARE FEET OF COMFORTABLE LIVING SPACE IN ONE OF APPLE VALLEY’S MOST POPULAR AND ESTABLISHED NEIGHBORHOODS. IDEALLY LOCATED JUST MINUTES FROM LOCAL GOLF COURSES, SHOPPING CENTERS, DINING, AND EVERYDAY CONVENIENCES, THIS HOME COMBINES PRIME LOCATION WITH IMPRESSIVE UPGRADES. FROM THE MOMENT YOU STEP INSIDE, YOU’LL APPRECIATE THE SPACIOUS LAYOUT DESIGNED FOR BOTH EVERYDAY LIVING AND ENTERTAINING. THIS PROPERTY TRULY STANDS OUT WITH EXTENSIVE SYSTEM UPGRADES THAT PROVIDE PEACE OF MIND. THE ELECTRICAL PANEL HAS BEEN UPGRADED AND THE FUSE BOX HAS BEEN COMPLETELY REDONE AND UPDATED. IN ADDITION, THE HOME FEATURES A BRAND-NEW HEATING AND AIR CONDITIONING UNIT AND DUAL-PANE WINDOWS THROUGHOUT, ENHANCING ENERGY EFFICIENCY AND YEAR-ROUND COMFORT. STEP OUTSIDE TO YOUR OWN PRIVATE BACKYARD RETREAT. THE HEATED IN-GROUND POOL FEATURES ALL NEW EQUIPMENT, MAKING IT PERFECT FOR ENTERTAINING OR ENJOYING WARM DESERT DAYS AND COOL EVENINGS ALIKE. THE EXPANSIVE CROSS-FENCED BACKYARD OFFERS INCREDIBLE VERSATILITY WITH PLENTY OF ROOM FOR PETS, PLAY, GARDENING, OR FUTURE CUSTOMIZATION. IRRIGATION RUNS THROUGHOUT THE PROPERTY FOR CONVENIENT MAINTENANCE, AND A STORAGE SHED PROVIDES ADDITIONAL SPACE FOR TOOLS, EQUIPMENT, OR HOBBY USE. WITH ITS GENEROUS SQUARE FOOTAGE, SIGNIFICANT UPGRADES, RESORT-STYLE POOL, AND HIGHLY DESIRABLE APPLE VALLEY LOCATION, THIS HOME DELIVERS COMFORT, FUNCTIONALITY, AND LIFESTYLE ALL IN ONE. DON’T MISS THE OPPORTUNITY TO OWN IN ONE OF APPLE VALLEY’S MOST SOUGHT-AFTER AREAS.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Abigail Walker · High Desert Realty Source
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500
- Principal & Interest
- $2,405
- Property tax (1.25%)
- $453
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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