ActiveSingleFamilyResidence

16042 Saint Timothy

Apple Valley, CA, 92307

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$439,000

MLS: SB26127125

Beds

3

Baths

2

Sq Ft

1,491

Lot

0.69 ac

Year Built

1987

MLS #

SB26127125

Days on Market

4

Listed

Jun 10, 2026

Description

Very Nice 3 bedroom 2 bath home. Kitchen has new quartz counters with a new sink, faucet and garbage disposal. Refrigerator is included. New paint throughout the home. Tile flooring in the common traffic areas, bathrooms, and dining room. The balance of the home has new carpeting. Patio room off the rear of the home. There is a large open patio on the rear, where you can sit at night and enjoy the city lights. Attached to the 2 car garage is a bonus room for extra storage, etc. The patio and the extra garage space may not be permitted. Buyers to check with city. Beautiful fireplace in the living room that is the focal point of the room. Double sinks in the hallway bathroom. Large laundry room with a desk space for homework. Come and check it out! This home is move in ready!

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Terri Kae Mullin · Home Team Realty

Payment estimate

$3,424

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,502
Property tax (1.25%)
$457
Homeowners insurance
$300
Mortgage insurance
$165
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Apple Valley, CA 92307 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.