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$399,000
MLS: HD26098402
Beds
3
Baths
2
Sq Ft
1,436
Lot
1.00 ac
Year Built
1980
MLS #
HD26098402
Days on Market
0
Listed
May 6, 2026
Description
Such a charming starter home in the heart of Apple Valley! Situated on a large lot, this cozy property has been beautifully refreshed with all new paint and flooring throughout, giving it a clean and modern feel from the moment you walk in. The spacious lot offers endless possibilities — perfect for outdoor entertaining, gardening, RV parking, or creating your dream backyard oasis. Plenty of room for an ADU! Inside, you’ll find a warm and inviting layout that’s ideal for first-time buyers or anyone looking for a move-in ready home with room to grow. Conveniently located near shopping, schools, and local amenities, this home combines comfort, value, and opportunity all in one. Don’t miss your chance to own this adorable Apple Valley gem!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Matthew Tierce · Valley Insured Property Management, Inc
Payment estimate
$3,102
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,237
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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