16089 Cactus Street
Hesperia, CA, 92345
$449,950
MLS: HD26158837
Beds
4
Baths
2
Sq Ft
1,820
Lot
1.17 ac
Year Built
1997
MLS #
HD26158837
Days on Market
4
Listed
Jul 27, 2026
Description
Desert living meets backyard paradise! Welcome to this beautifully maintained 4-bedroom, 2-bathroom home situated on over an acre in one of Hesperia’s desirable neighborhoods. Offering approximately 1,820 square feet of comfortable living space, this single-story home features an inviting floor plan with spacious living areas, generous bedrooms, and a cozy fireplace perfect for relaxing evenings. Outside to your own private retreat featuring a sparkling in-ground pool, expansive covered patio, and plenty of space to entertain family and friends. The oversized lot offers endless possibilities with raised garden beds, room for RV parking, recreational vehicles, animals, a workshop, or future expansion. Whether you’re looking to garden, host summer pool parties, or simply enjoy the open space and mountain views, this property provides the flexibility to fit your lifestyle. Conveniently located near shopping, schools, and commuter routes while still offering the privacy and space that High Desert living is known for, this is a rare opportunity you won’t want to miss.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: Omar Alfaro · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,540
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,995 · Loan: $404,955
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,602
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $15,748 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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