ActiveSingleFamilyResidence

1616 Saratoga

Pinon Hills, CA, 92372

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$499,999

MLS: HD26120273

Beds

4

Baths

2

Sq Ft

2,436

Lot

2.28 ac

Year Built

2007

MLS #

HD26120273

Days on Market

0

Listed

Jun 12, 2026

Description

Beautiful horse property on 2.27 acres in Pinon Hills! Features city water, propane services, and plenty of usable land for horses, livestock, RVs, toys, or future expansion. Enjoy privacy, open skies, and the peaceful High Desert lifestyle while remaining within reach of shopping, schools, and commuter routes. A rare opportunity to own acreage with valuable utilities already in place.

Location

Pinon Hills, San Bernardino County, CA 92372

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Listed by: Marlen Munoz Sanchez · eXp Realty of Southern CA Inc.

Payment estimate

$3,859

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,850
Property tax (1.25%)
$521
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Pinon Hills, CA 92372 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.