16164 Paddock
Chino, CA, 91708
$649,000
MLS: IG25281091
Beds
3
Baths
4
Sq Ft
1,778
Lot
0.02 ac
Year Built
2023
MLS #
IG25281091
Days on Market
40
Listed
Feb 19, 2026
Description
Well-cared-for newer condominium located in the desirable Chino Preserve community, offering a functional and flexible tri-level layout suited for today’s lifestyles. The ground level features a private bedroom and bathroom, ideal for guests, extended family, or a dedicated home office. The main living level showcases an open-concept design, with the kitchen, dining, and living areas seamlessly connected to create a comfortable and efficient space for everyday living and entertaining. Natural light, modern finishes, and thoughtful design elements enhance the overall appeal. An attached two-car garage provides convenient direct access. The property includes a builder-installed Sunrun solar system with a fixed payment of $102.90 per month and a 0% annual escalator. Buyer to assume the existing solar agreement subject to Sunrun qualification and approval. Solar production and utility cost impact vary based on usage and utility rates. Buyer to independently verify all solar terms directly with Sunrun. Residents enjoy access to a variety of community amenities, including a 24-hour fitness center, swimming pools, basketball and tennis courts, playgrounds, picnic areas, and walking trails. The location offers convenient access to shopping, dining, and nearby schools. Buyer to verify all community features, HOA information, and property details.
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Timothy Tottress · Timothy Tottress, Broker
Payment estimate
$4,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $64,900 · Loan: $584,100
- Principal & Interest
- $3,589
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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