16025 Main Street
Chino, CA, 91708
$599,900
Original list price: $613,000
MLS: IG26056219
Beds
3
Baths
3
Sq Ft
1,536
Lot
—
Year Built
2022
MLS #
IG26056219
Days on Market
94
Listed
Mar 14, 2026
Description
******ASSUMABLE VA LOAN *****BUYER TO VERIFY ASSUMPTION ELIGIBILITY WITH LENDER ****LOW INTEREST RATE****Welcome to this beautifully upgraded Plan 3 Ivy II home located in "The Preserve Chino" This thoughtfully designed home features a stunning open-concept great room on the first floor, perfect for entertaining. The kitchen is a true centerpiece, showcasing sleek quartz countertops, subway tile backsplash, stainless appliances and crisp white cabinetry that continues throughout the home, creating a bright and cohesive feel. Downstairs is enhanced with durable and modern vinyl plank flooring. Upstairs you'll find three well-appointed bedrooms and a convenient laundry. The bathrooms have been tastefully upgraded with stylish tile finishes. Additional highlights include a garage with epoxy -coated floor for a clean, polished look and added durability, & an EV charger too! This home blends comfort, style, and thoughtful upgrades -ready for you to move in and enjoy. Seller spent just under 30k in builder upgrades through design center. This home has so much to offer your buyer. Walk to award winning Cal Aero Preserve Academy serving K-8th grade, & walking distance to "The Parkhouse" which offers a fitness center, pools, spa, theater, tennis courts, game rooms and more, come enjoy resort style living at it's finest. ***SOLAR PAID IN FULL AT CLOSE OF ESCROW***
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Shellye Milazzo Wilson · Century 21 Masters
Payment estimate
$4,809
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,990 · Loan: $539,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,420
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $239
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Chino property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Chino, CA 91708 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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