16025 Main Street
Chino, CA, 91708
$599,900
Original list price: $613,000
MLS: IG26056219
Beds
3
Baths
3
Sq Ft
1,536
Lot
—
Year Built
2022
MLS #
IG26056219
Days on Market
139
Listed
Mar 14, 2026
Description
Welcome to this beautifully upgraded "TWO STORY HOME "in the highly desirable Preserve at Chino ideally located within walking distance to Cal Aero Preserve Academy (K-8) and The Parkhouse resort-style amenities, this home offers the perfect blend of convenience, comfort, and modern living. Unlike many newer three-story homes, this thoughtfully designed residence features a functional two-story floor plan with a private yard, side by side two-car garage, and inviting open-concept great room. The upgraded kitchen showcases quartz countertops, subway title splash, stainless steel appliances, and crisp white cabinetry. Additional highlights include luxury vinyl plank flooring, stylish bathroom upgrades, epoxy coated garage flooring, PAID OFF SOLAR, and an EV CHARGER, TANKLESS WATER HEATER ,Enjoy all The Preserve has to offer, including pools, spa, fitness center, theater, tennis courts, game rooms, and more. With nearly $30,000 in builder designed center upgrades and a VA assumable loan available to qualified buyers, this move-in-ready home is a rare find in one of Chino's most sought-after communities.
Location
Chino, San Bernardino County, CA 91708
Open on Google Maps ↗Listed by: Shellye Milazzo Wilson · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,990 · Loan: $539,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,470
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $239
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Chino property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Chino, CA 91708 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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