16211 Encina
Victorville, CA, 92395
$345,000
MLS: DW26107630
Beds
4
Baths
2
Sq Ft
1,502
Lot
0.18 ac
Year Built
1964
MLS #
DW26107630
Days on Market
25
Listed
May 17, 2026
Description
your research is over. 4 bed 2 bath 2 car garage home. Sold as is, In the growing city of Victorville CA. Great for first time buyers. Ready to move in. washer dryer, refrigerator, microwave included.. Cosy gas or wood chimney for Christmas time. Equity growth potential! Great back yard entertainment. Near Avalon Park, Victor Vally High School, Costco, food 4 less, swap meet of Victorville plaza, Victor Vally global medical center. your dream home is waiting for you.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Alvaro Jimenez · Excellence RE Real Estate, Inc.
Payment estimate
$2,755
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,967
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92395 (Victorville)within ±10% of this home's price and size.
$315,999
13870 Rodeo
Victorville, 92395
$319,000
13999 Silver Lake Place
Victorville, 92395
$319,900
15699 La Verida
Victorville, 92395
$324,999
14378 Mojave
Victorville, 92395
$339,900
16278 Wimbleton
Victorville, 92395
$349,000
16516 E Street
Victorville, 92395
Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.