16211 Encina
Victorville, CA, 92395
$355,000
Original list price: $345,000
MLS: DW26107630
Beds
4
Baths
2
Sq Ft
1,502
Lot
0.18 ac
Year Built
1964
MLS #
DW26107630
Days on Market
47
Listed
May 17, 2026
Description
your research is over. Buyer incentive available! Seller willing to contribute toward buyer closing costs. 4 bed 2 bath 2 car garage home. Sold as is, In the growing city of Victorville CA. Great for first time buyers. Ready to move in. washer dryer, refrigerator, microwave included.. Cosy gas or wood chimney for Christmas time. Equity growth potential! Great back yard entertainment. Near Avalon Park, Victor Vally High School, Costco, food 4 less, swap meet of Victorville plaza, Victor Vally global medical center. your dream home is waiting for you.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Alvaro Jimenez · Excellence RE Real Estate, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,856
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,053
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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