16212 Owen
Fontana, CA, 92335
$609,999
MLS: IV26067054
Beds
3
Baths
2
Sq Ft
1,598
Lot
0.24 ac
Year Built
1970
MLS #
IV26067054
Days on Market
12
Listed
Mar 28, 2026
Description
Welcome to this charming single-story home nestled in the heart of Fontana! This 3-bedroom, 2-bathroom residence offers 1,598 sq. ft. of living space on an expansive 10,323 sq. ft. lot, providing both comfort and room to grow. Built in 1970, the home features a functional layout with great potential for personalization. The kitchen flows seamlessly into the family room, creating an open floor plan that’s perfect for everyday living and entertaining. Recent upgrades include newer plumbing and a newer water softener system, offering added value and peace of mind. The true highlight of this property is the oversized backyard—a rare find in central Fontana. With ample space for entertaining, expansion, or creating your dream outdoor retreat, the possibilities are endless. The yard also features mature fruit trees, adding both charm and the opportunity for homegrown produce. An attached garage provides convenient parking and additional storage space. This property is being sold as-is, making it an excellent opportunity for buyers looking to customize and add their own personal touches. This home is full of potential and ideally located near local amenities, schools, and major commuter routes. Don’t miss the opportunity to make this property your own!
Location
Fontana, San Bernardino County, CA 92335
Open on Google Maps ↗Listed by: DEBRA MARES · HAUS OF REAL ESTATE
Payment estimate
$4,537
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $548,999
- Principal & Interest
- $3,373
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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