Under ContractSingleFamilyResidence

1623 Lola Way

Oxnard, CA, 93030

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$919,000

MLS: V1-35336

Beds

5

Baths

3

Sq Ft

2,082

Lot

0.15 ac

Year Built

2000

MLS #

V1-35336

Days on Market

9

Listed

Mar 23, 2026

Description

Welcome to this beautifully updated 5 bedroom, 3 bathroom home located on Lola Way in the desirable Villa Santa Cruz neighborhood of Oxnard, offering comfort, space, and thoughtful upgrades throughout with no HOA.As you enter the home, you are greeted by an abundance of natural light streaming through the windows, complemented by crisp white plantation shutters throughout. The inviting living room features elegant crown molding and a cozy fireplace, creating a warm and welcoming space to relax or entertain. Laminate hardwood vinyl flooring runs throughout the home, adding both style and durability.Just beyond the living area is the dining room, which features dual doors leading to the backyard, creating a seamless indoor outdoor flow that is perfect for entertaining. The kitchen connects effortlessly to the dining space and is equipped with granite countertops throughout and a spacious kitchen island, offering plenty of room for meal preparation and gathering.Down the hall you will find the laundry area, an updated half bath with bright finishes and quartz countertops, and an additional bedroom that works perfectly as a home office, guest room, or flex space.Upstairs features the primary suite along with three additional bedrooms, providing ample room for family and guests. The guest bathroom has been tastefully updated with a beautifully finished shower and a modern vanity with quartz countertops. The primary suite includes a walk in closet plus an additional closet, and the updated primary bathroom features dual vanities and an expanded walk in shower.Step outside to a massive backyard ready for entertaining, relaxing, or enjoying time with family, with plenty of room for gatherings and outdoor living. The yard features pergolas that create inviting shaded spaces for outdoor dining or lounging, along with upgraded block fencing that offers added privacy and durability compared to traditional wood fencing. The side yard includes a convenient storage shed, and the home also features solar through SunRun and a two car garage.Situated in a welcoming neighborhood known for pride of ownership, this home is conveniently located near schools, parks, shopping, dining, hospitals, and easy access to the 101 freeway, making everyday living both comfortable and convenient.This move in ready home offers the perfect combination of space, upgrades, and location in one of Oxnard's most desirable communities.

Location

Oxnard, Ventura County, CA 93030

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Listed by: Billy Davidson · RE/MAX Gold Coast-Beach Office

Payment estimate

$6,684

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $91,900 · Loan: $827,100

%
Principal & Interest
$5,082
Property tax (1.25%)
$957
Homeowners insurance
$300
Mortgage insurance
$345
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $32,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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