686 Morado Place
Oxnard, CA, 93030
$879,000
MLS: V1-35528
Beds
3
Baths
3
Sq Ft
2,040
Lot
0.12 ac
Year Built
2003
MLS #
V1-35528
Days on Market
16
Listed
Apr 1, 2026
Description
Presenting this 2,040 SF, 3-bedroom, 3-bath home in the West Village neighborhood of Oxnard. First floor features include, kitchen, living room, and family room. The second floor includes 3 bedrooms, two baths, 2nd floor laundry room.The entire interior has been completely painted and has new wood laminate flooring on the first floor, and new carpet on the stairs and second level.The property includes an attached 2-car garage and is conveniently located near schools, shopping, St. John's Regional Medical Center, parks, and the 101 freeway.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Stephanie L Brown · Paradise Real Estate Services
Payment estimate
$6,406
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,900 · Loan: $791,100
- Principal & Interest
- $4,861
- Property tax (1.25%)
- $916
- Homeowners insurance
- $300
- Mortgage insurance
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $30,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93030 (Oxnard) within ±10% of this home's price and size.
$795,000
603 S G Street
Oxnard, 93030
$800,000
1050 Avenida Classica
Oxnard, 93030
$800,000
1220 W Robert Avenue
Oxnard, 93030
$825,000
1842 Sonata Drive
Oxnard, 93030
$849,000
535 Lawnwood Way
Oxnard, 93030
$859,900
2007 Inez Drive
Oxnard, 93030
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.