1625 Range Road
Oxnard, CA, 93036
$899,999
MLS: SR26049051
Beds
3
Baths
3
Sq Ft
2,058
Lot
—
Year Built
2020
MLS #
SR26049051
Days on Market
19
Listed
Mar 31, 2026
Description
Beautifully crafted, detached home inspired by classic Spanish Cottage architecture, built in 2020 and nestled within the sought-after gated enclave of The Gallery at River Ridge. Offering 3 bedrooms, 2.5 bathrooms, plus a spacious loft this residence showcases a bright, open-concept design enhanced by soaring ceilings and an abundance of natural light. The kitchen is both stylish and practical, featuring crisp white cabinetry, an upgraded single-bowl utility sink with upgraded faucet, ample storage, and sleek gray quartz countertops accented by a modern, luxurious subway tile backsplash. The kitchen flows effortlessly into the dining and living areas, creating a comfortable and connected space, ideal for both everyday living and entertaining. Large sliding glass doors open to a private patio, extending your living space outdoors and taking full advantage of Oxnard's year-round coastal weather. Upstairs, the expansive primary suite serves as a relaxing retreat, complete with dual walk-in closets and a spa-inspired bathroom featuring an oversized soaking tub and walk-in shower. Two spacious additional bedrooms, a full bathroom, a dedicated laundry room, and a versatile loft round out the second level. The loft offers flexibility for a home office, media room, or potential fourth bedroom. Step out onto the generous balcony to unwind and enjoy the fresh coastal air. Thoughtful upgrades throughout the home include a 220V EV charger, upgraded laminate flooring, plush new carpet in the bedrooms, a cozy fireplace with designer tile surround, artificial turf landscaping, and an epoxy-coated, extra-wide garage. Residents of The Gallery at River Ridge enjoy access to resort-style amenities such as a pool and spa, clubhouse, outdoor fireplace, scenic walking paths, lush greenbelts, and a neighborhood park with playground. Ideally situated near River Ridge Golf Course and the Dallas Cowboys summer training camp, this home also offers convenient access to The Collection at RiverPark, Whole Foods, Seabridge Marina, Ventura Harbor, Channel Islands, local beaches, farmers markets, hiking trails, and the 101 Freeway—bringing together comfort, convenience, and coastal California living at its best!
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Lorenza Rinaldini · Keller Williams Realty World Class
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $809,999
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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