Under ContractTownhouse

1616 Range Road

Oxnard, CA, 93036

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$899,777

MLS: SR26063263

Beds

3

Baths

3

Sq Ft

2,330

Lot

0.24 ac

Year Built

2020

MLS #

SR26063263

Days on Market

17

Listed

Apr 3, 2026

Description

Experience luxury and comfort in this beautifully upgraded Pebble C plan home located in the exclusive, gated community of The Gallery at River Ridge. Built in 2020, this 3-bedroom, 2.5-bath residence spans 2,330 sq. ft. and offers a perfect blend of sophistication, functionality, and low-maintenance living. Step inside to discover an open-concept and sun-filled main floor with premium flooring, a custom-tiled gas fireplace, and a large under-stairs storage area, newly installed built in dry bar with quartz counter tops and beverage refrigerator. The gourmet kitchen features elegant Cordovan cabinetry, bright white quartz countertops, stainless steel appliances, a five-burner cooktop, double oven, center island, and a walk-in pantry—a true chef’s delight. Upstairs, a spacious loft provides flexible living space—ideal for a home office, media room, or potential fourth bedroom. Newly renovated primary suite exudes relaxation with a spa like vibe, freestanding soaker tub and large format tile, a truly serene atmosphere. Large walk-in closet, and upgraded bathroom finishes. Enjoy seamless indoor-outdoor living in the private backyard, enhanced with professionally designed hardscape, perfect for entertaining or relaxing under the California sky adding a touch of tranquility to everyday life. Additional perks include a 2-car garage and driveway parking—a rare find in this development. Residents at The Gallery at River Ridge enjoy resort-style amenities, including a pool, spa, clubhouse, and community parks—all with no Mello-Roos. Ideally situated next to the River Ridge Golf Course and just moments from The Collection at RiverPark for premier dining, shopping, and entertainment. Modern design, with over $77,000 premium upgrades, and a prime Oxnard location—this home truly has it all

Location

Oxnard, Ventura County, CA 93036

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Listed by: Mayra Santana · Sunrise Dream Realty, Inc.

Payment estimate

$6,550

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,978 · Loan: $809,799

%
Principal & Interest
$4,976
Property tax (1.25%)
$937
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,492 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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