$899,777
MLS: SR26063263
Beds
3
Baths
3
Sq Ft
2,330
Lot
0.24 ac
Year Built
2020
MLS #
SR26063263
Days on Market
17
Listed
Apr 3, 2026
Description
Experience luxury and comfort in this beautifully upgraded Pebble C plan home located in the exclusive, gated community of The Gallery at River Ridge. Built in 2020, this 3-bedroom, 2.5-bath residence spans 2,330 sq. ft. and offers a perfect blend of sophistication, functionality, and low-maintenance living. Step inside to discover an open-concept and sun-filled main floor with premium flooring, a custom-tiled gas fireplace, and a large under-stairs storage area, newly installed built in dry bar with quartz counter tops and beverage refrigerator. The gourmet kitchen features elegant Cordovan cabinetry, bright white quartz countertops, stainless steel appliances, a five-burner cooktop, double oven, center island, and a walk-in pantry—a true chef’s delight. Upstairs, a spacious loft provides flexible living space—ideal for a home office, media room, or potential fourth bedroom. Newly renovated primary suite exudes relaxation with a spa like vibe, freestanding soaker tub and large format tile, a truly serene atmosphere. Large walk-in closet, and upgraded bathroom finishes. Enjoy seamless indoor-outdoor living in the private backyard, enhanced with professionally designed hardscape, perfect for entertaining or relaxing under the California sky adding a touch of tranquility to everyday life. Additional perks include a 2-car garage and driveway parking—a rare find in this development. Residents at The Gallery at River Ridge enjoy resort-style amenities, including a pool, spa, clubhouse, and community parks—all with no Mello-Roos. Ideally situated next to the River Ridge Golf Course and just moments from The Collection at RiverPark for premier dining, shopping, and entertainment. Modern design, with over $77,000 premium upgrades, and a prime Oxnard location—this home truly has it all
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Mayra Santana · Sunrise Dream Realty, Inc.
Payment estimate
$6,916
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,978 · Loan: $809,799
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,129
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,492 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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