16256 Valley Oak
Fontana, CA, 92336
$729,990
MLS: IV26155009
Beds
4
Baths
3
Sq Ft
2,070
Lot
0.10 ac
Year Built
2020
MLS #
IV26155009
Days on Market
15
Listed
Jul 15, 2026
Description
Welcome to this beautifully upgraded newer-construction home in one of North Fontana's most desirable communities! This stunning 4-bedroom, 2.5-bath residence shows like a professionally designed model home, featuring custom built-in cabinetry, designer finishes, and thoughtful upgrades throughout. The spacious floor plan offers generous living areas, abundant storage, and an inviting atmosphere that's perfect for both everyday living and entertaining. Every detail has been carefully curated, from the elegant interior touches to the beautifully manicured front and rear landscaping that create exceptional curb appeal. Conveniently located with easy access to the 15 and 210 Freeways, this home is ideal for commuters while remaining close to shopping, dining, parks, and highly rated schools. Energy-conscious buyers will appreciate the leased solar panel system, helping provide increased efficiency and lower utility costs. If you've been searching for a move-in ready home that combines modern style, functionality, and an unbeatable location, this is one you won't want to miss!
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: LUIS OLIVER · M G R REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,556
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,999 · Loan: $656,991
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,222
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Fontana, CA 92336 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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