16272 Encina Street
Victorville, CA, 92395
$400,000
MLS: HD26049834
Beds
3
Baths
2
Sq Ft
1,382
Lot
0.21 ac
Year Built
1962
MLS #
HD26049834
Days on Market
12
Listed
Mar 6, 2026
Description
Welcome to 16272 Encina St, a beautifully updated home in Victorville with modern upgrades and move-in-ready living. This home features fresh interior and exterior paint, updated lighting, new address numbers, and a brand-new roof and patio. Inside, the home offers laminate flooring in the main areas, carpeted bedrooms, and tile bathrooms. The kitchen has been fully renovated with new cabinetry, countertops, recessed lighting, faucet, garbage disposal, and all-new appliances. Bathrooms have been refreshed with new tubs, faucets, mirrors, lighting, and reglazed surrounds, while the living area is accented by an updated fireplace surround. Additional improvements include new garage man doors and a serviced heating system. The front and backyard have been cleaned and refreshed with new plants and wood chips for low-maintenance landscaping. With extensive updates throughout, this home offers a turnkey opportunity combining modern style and comfort in a well-established Victorville neighborhood.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Zachary Burgnon · Coldwell Banker Home Source
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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