12418 Highgate Avenue
Victorville, CA, 92395
$365,000
MLS: HD25241981
Beds
3
Baths
2
Sq Ft
1,257
Lot
0.24 ac
Year Built
1993
MLS #
HD25241981
Days on Market
154
Listed
Oct 17, 2025
Description
Now offering this open space home sitting on a spacious 10,000+ square foot corner lot in a peaceful 55+ community with no Home Owners Associations (HOA) fees or restrictions. This beautiful home features soaring high ceilings and an inviting open layout. With 3 bedrooms, 2 full bathrooms, and a dedicated laundry room, it provides both comfort and functionality. The large backyard includes a convenient storage shed, perfect for tools or extra belongings. Located just minutes from a nearby shopping centers, banks, and restaurants. This home combines tranquility and everyday convenience Home is also eligible for a up to $20,000 grant to assist buyers with their down payment.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Manuel Marquez · eXp Realty of Southern CA Inc.
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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