16410 Smoke Tree
Hesperia, CA, 92345
$372,000
MLS: HD26179347
Beds
3
Baths
2
Sq Ft
1,066
Lot
0.16 ac
Year Built
1996
MLS #
HD26179347
Days on Market
11
Listed
Aug 16, 2026
Description
Welcome to 16410 Smoke Tree St in Hesperia! This well-located 3-bedroom, 2-bath home offers approximately 1,066 square feet of living space on a fully fenced lot. A new AC/heating system with new ductwork was installed in May 2025. The kitchen was updated in January 2020 with new cabinets and countertops. The property also features a vinyl fence and drive-in access from the utility room area behind the property. Conveniently located near the library, movie theater, parks, shopping, and everyday amenities. Main Street provides convenient access toward the freeway for commuting and getting around the High Desert. A practical opportunity in a convenient Hesperia location.
Location
Hesperia, San Bernardino County, CA 92345
Open on Google Maps ↗Listed by: Julia Thomas · First Team Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,976
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,200 · Loan: $334,800
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,149
- Property tax (1.25%)
- $388
- Homeowners insurance
- $300
- Mortgage insurance
- $140
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hesperia home with as little as 3.5% down using an FHA loan — roughly $13,020 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Hesperia, CA 92345 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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