1642 W Saratoga Lane
San Pedro, CA, 90732
(No pictures available yet)
$999,000
MLS: SB26102530
Beds
4
Baths
4
Sq Ft
1,873
Lot
0.43 ac
Year Built
2022
MLS #
SB26102530
Days on Market
1
Listed
May 12, 2026
Description
Modern elegance meets resort-style living in this upgraded Plan Three Taylor Morrison detached tri-level home located in the highly desirable gated community of Ponte Vista in San Pedro. Offering 4 bedrooms, 4 bathrooms, and approximately 1,873 sq. ft., this residence blends contemporary design, energy efficiency, and coastal convenience in one of the South Bay’s premier master-planned communities. The open-concept floor plan features luxury vinyl plank flooring, custom designer paint, and upgraded lighting throughout. The gourmet kitchen includes quartz countertops, white shaker cabinetry, stainless steel appliances, large center island with seating, designer tile backsplash, and walk-in pantry. The kitchen flows seamlessly into the dining and living areas, opening to a covered outdoor patio ideal for indoor-outdoor living. All bathrooms have been tastefully upgraded with modern glass shower enclosures, illuminated mirrors, and contemporary finishes. The mid-level powder room features a newly installed full-size vanity. The primary suite offers a private retreat with custom closet organizers, upgraded lighting, roller shades, and a designer shiplap accent wall. Additional bedrooms include upgraded finishes and shiplap accent detailing. Additional features include owned 9-panel SunRun solar system, central HVAC with electric heat pump, Tesla Universal Level 2 EV charger, epoxy-coated two-car garage with ceiling storage racks, and main-level stackable washer/dryer closet. Residents of Ponte Vista enjoy resort-style amenities including pool, spa, fitness center, BBQ areas, firepits, landscaped grounds, and walking paths. Conveniently located near coastal trails, Palos Verdes Peninsula, Terranea Resort, San Pedro waterfront, Cabrillo Beach, and shopping/dining along Western Avenue and Rancho Palos Verdes. Easy access to the I-110 freeway and nearby South Bay employment centers.
Location
San Pedro, Los Angeles County, CA 90732
Open on Google Maps ↗Listed by: Bindu Xavier · Estate Properties
Payment estimate
$7,316
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,900 · Loan: $899,100
- Principal & Interest
- $5,600
- Property tax (1.25%)
- $1,041
- Homeowners insurance
- $300
- Mortgage insurance
- $375
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $34,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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