16440 Field
Victorville, CA, 92395
$396,700
Original list price: $596,700
MLS: CV26143123
Beds
4
Baths
2
Sq Ft
2,385
Lot
0.17 ac
Year Built
2004
MLS #
CV26143123
Days on Market
23
Listed
Jul 1, 2026
Description
Priced to sell and with no HOA, it’s a standout opportunity for buyers and investors looking for a well-presented home with strong overall appeal. Single-story 4-bedroom, 2-bath home built in 2004 with approximately 2,385 sq ft of living space in an established Victorville neighborhood. Gorgeous wood flooring flows through the main living areas, creating a warm, inviting feel from the moment you walk in. The layout features a formal living and dining area plus a comfortable family room with a cozy fireplace and entertainment niche, ideal for relaxing evenings and gatherings. The kitchen offers a functional design with a pantry and charming pantry door, combining style with practical storage. Attractive front and rear landscaping provide excellent curb appeal and a finished outdoor setting, with room to enjoy the yard or personalize it further. Located in the desirable 92395 zip code near shopping, dining, schools, and commuter routes, this home delivers a compelling combination of value, space, and convenience for both owner-occupants and investors.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Chevy Ala · HOMEQUEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,137
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,670 · Loan: $357,030
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,275
- Property tax (1.25%)
- $413
- Homeowners insurance
- $300
- Mortgage insurance
- $149
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $13,885 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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