168 S Palm Street
Ventura, CA, 93001
$1,599,000
MLS: V1-36771
Beds
4
Baths
3
Sq Ft
1,960
Lot
0.13 ac
Year Built
1885
MLS #
V1-36771
Days on Market
13
Listed
Jun 3, 2026
Description
Welcome to 168 & 164 South Palm St! ADU is now fully legal w/ City of Ventura. This single-family home w/attached guest quarters and 1 bd detached ADU was meticulously renovated in 2015. Plumbing, electrical, roofing, insulation, landscape/hardscape, windows, paint, and all interior finishes were updated. Offering exceptional flexibility, this versatile property is ideal for investors, owner occupants seeking rental income, or multi-generational living. Located in one of downtown's most historic neighborhoods, you're just minutes' walk to the beach and a short stroll to the top restaurants and breweries. Featuring 4 bedrooms and 3 baths plus a covered porch, the main residence offers an inviting open floor plan complete with high ceilings. Highlights include a gourmet kitchen w/ stainless steel appliances, elegant stone countertops, spa-inspired bathrooms, and wood like flooring throughout. The attached guest quarters includes a kitchenette with mini fridge and microwave, wood like flooring, remodeled bath, closet, and private outdoor space. The detached ADU, newly constructed in 2015 & and recently upgraded, offers a full kitchen, modern bath, spacious bedroom, and plenty of storage space. Private outdoor areas for the main home and guest quarters, three off-street parking spaces, and low-maintenance landscaping complete the property. Don't miss this rare opportunity!
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Deborah Delaney · LIV Sotheby's International
Payment estimate
$11,680
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,900 · Loan: $1,439,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,115
- Property tax (1.25%)
- $1,666
- Homeowners insurance
- $300
- Mortgage insurance
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $55,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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