981 Poli Street
Ventura, CA, 93001
$1,500,000
Original list price: $1,400,000
MLS: V1-35414
Beds
3
Baths
3
Sq Ft
1,747
Lot
0.05 ac
Year Built
1922
MLS #
V1-35414
Days on Market
0
Listed
Mar 26, 2026
Description
The Poli House ~ Introducing 981 Poli Street. There's nothing I love more than a wonderfully built home with a beautiful heart. And this one has soul. Set just above downtown Ventura, 981 Poli captures the kind of unobstructed ocean and island views that are increasingly rare -- the kind you'll find yourself pausing for, watching sailboats roll in as the light shifts throughout the day. Originally a classic 1920s Poli hillside home, it's been thoughtfully reimagined with intention and care. Inside, it's warm, timeless, and quietly elevated -- rich wood floors underfoot, a cozy fireplace anchoring the living space, and natural light that pours in through oversized picture windows, framing both ocean and downtown views. The kitchen and living areas flow effortlessly, opening to outdoor spaces that feel perfectly balanced -- enough room to grill, gather, and garden, without the burden of high maintenance. And the bathrooms... truly special. Beautifully lit, classically designed, and finished in a way that feels both refined and enduring. Natural light pours into three charming bedrooms, including two en suite, offering comfort and privacy with a warm, inviting feel. One of the home's most valuable features is the private studio suite with its own entrance, kitchen, and bath -- ideal for guests, extended family, or additional income. But what truly sets this home apart is the lifestyle. Step outside and downtown Ventura becomes an extension of your home -- morning coffee on Main Street, sunset walks through the Botanical Gardens, dinner out with friends, and an easy stroll back under the coastal evening sky. It's rare to find a home that offers this level of charm, functionality, and connection to place.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Juliana Lisheski · LIV Sotheby's International
Payment estimate
$11,231
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $150,000 · Loan: $1,350,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,551
- Property tax (1.25%)
- $1,563
- Homeowners insurance
- $300
- Mortgage insurance
- $563
- HOA dues
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $52,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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