16904 Judy
Cerritos, CA, 90703
$519,000
MLS: DW26165009
Beds
2
Baths
1
Sq Ft
904
Lot
0.15 ac
Year Built
1972
MLS #
DW26165009
Days on Market
21
Listed
Jul 28, 2026
Description
Spacious 2 story townhome offers the privacy buyers love, with no neighbors above or below. Begin your next chapter in this beautifully upgraded townhome, where comfort, style, and convenience come together in one of Cerritos' most desirable communities. Perfect for first-time homebuyers, this move-in-ready residence offers the ideal blend of modern living and an unbeatable location within the award-winning ABC Unified School District. Step inside to a bright and inviting living room filled with natural sunlight, creating a warm and welcoming atmosphere from the moment you enter. The upgraded kitchen features ample cabinetry, functional workspace, and flows seamlessly into the dining area. Upstairs, you'll find 2 generously sized bedrooms filled with natural light, including a spacious walk-in closet. Beautiful laminate flooring, recessed lighting throughout, ceiling fans, and a newer air conditioning system reflect the pride of ownership found throughout this turnkey home. All appliances are included. Step outside to your own private patio, a peaceful retreat perfect for enjoying your morning coffee, dining outdoors, or simply unwinding after a long day. The distinctive terracotta-colored vinyl fencing provides both privacy and timeless character. Nestled within the highly sought-after Cerritos Villas community, residents enjoy a true resort-style lifestyle surrounded by lush greenbelts and beautifully maintained landscaping. Community amenities include 3 sparkling pools and relaxing spas, a clubhouse, convenient community laundry facilities, abundant guest parking, and scenic walking paths where neighbors can often be seen enjoying evening strolls with their pets. Monthly HOA dues include water, trash service, and professional landscaping, providing exceptional value and low-maintenance living. Parking is convenient with a 1 car garage, an assigned parking space, and plentiful street parking for guests. Outdoor enthusiasts will appreciate being within walking distance to Satellite Park, while commuters will enjoy quick access to the 91 Freeway. This exceptional location also places you just minutes from Cerritos Town Center, the Cerritos Performing Arts Center, the renowned Cerritos Library, shopping, and dining. Combining tasteful upgrades, exceptional community amenities, award-winning schools, and one of Cerritos' most desirable locations, this beautiful townhome presents an outstanding opportunity to own a home that truly has it all.
Location
Cerritos, Los Angeles County, CA 90703
Open on Google Maps ↗Listed by: Tony Pedroza · Century 21 Allstars
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,900 · Loan: $467,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,999
- Property tax (1.25%)
- $541
- Homeowners insurance
- $300
- Mortgage insurance
- $195
- HOA dues
- $483
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cerritos home with as little as 3.5% down using an FHA loan — roughly $18,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Cerritos, CA 90703 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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