1720 Elsinore Circle
Oxnard, CA, 93035
$952,000
MLS: IV26066357
Beds
3
Baths
2
Sq Ft
1,762
Lot
0.20 ac
Year Built
1962
MLS #
IV26066357
Days on Market
23
Listed
Mar 30, 2026
Description
Beautifully updated single-story home blending style and comfort in a highly desirable location. Fresh neutral paint, luxury vinyl plank flooring in the main living areas, carpet in the bedrooms, and updated lighting create a warm, modern feel throughout. Offering 3 bedrooms, 2 baths, and 1,762 square feet of living space on a 8,712 sqft lot. The light and bright kitchen features newer quartz countertops, stainless steel stove, refreshed cabinetry, and recessed lighting. An open concept family room and dining area with fireplace creates the perfect setting for both everyday living and cozy winter evenings. The spacious primary retreat offers ample closet space and bath with newer vanity and updated fixtures. Outside, fresh new sod enhances the private backyard retreat, providing an ideal space for play, relaxation, and entertaining. RV access and additional parking provide extra flexibility for vehicles, toys, or trailers. New sewer system under house to street connection April 2020. Upgraded electrical panel and wiring and new roof installed February 2022 by previous owner. Sellers have permits and plans to covert garage into an ADU and will pass them to new buyers.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: ALBERT DOMINGUEZ · ALLIANCE CAPITAL REALTY
Payment estimate
$6,913
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,200 · Loan: $856,800
- Principal & Interest
- $5,264
- Property tax (1.25%)
- $992
- Homeowners insurance
- $300
- Mortgage insurance
- $357
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $33,320 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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