Under ContractSingleFamilyResidence

1734 S Hill Road

Ventura, CA, 93003

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$1,095,000

MLS: V1-35355

Beds

4

Baths

3

Sq Ft

2,163

Lot

0.11 ac

Year Built

2006

MLS #

V1-35355

Days on Market

15

Listed

Mar 25, 2026

Description

Beautifully upgraded 4-bedroom, 3-bath home offers 2,163 sq ft of thoughtfully designed living space in a highly desirable Ventura location. Built in 2006, this home features an outstanding floor plan with soaring ceilings and clerestory-style windows that provide abundant natural light while maintaining privacy. The gourmet island kitchen showcases elegant white cabinetry, natural slab granite countertops and backsplash, and hardwood plank flooring. Updated appliances include a designer glass-paneled refrigerator (2025), stainless steel cooktop (2022), dishwasher (2022), built-in microwave (2022), and self-cleaning double oven. The inviting living room features a stylish see-through gas fireplace, creating warmth and ambiance between living spaces.The spacious primary suite offers hardwood flooring, high ceilings, and abundant light, along with a luxurious bath featuring an oversized jetted soaking tub, separate shower, dual vanities, and new fixtures. Additional highlights include a downstairs bedroom and bath, interior laundry room with included Washer & Dryer (2024), recessed LED lighting (2026), dual-pane windows, central A/C, tankless water heater (2020), and soft water system (2020).Enjoy a quiet and private backyard with no rear neighbor views, designed for both relaxation and entertaining. Features include a full-width patio with 'afternoon' shaded seating, raised garden beds, apple tree, roses, and herbs, and multiple outdoor seating areas. The outdoor kitchen is equipped with a stainless steel BBQ with rotisserie, side burner, sink, and storage. Fire and water features, including propane fire pits and a water fountain, create a tranquil setting enhanced by solar lighting that truly comes alive at night. *Ideally located* in a walkable neighborhood near Ralphs, Trader Joes & additional shopping, multiple dining options, LA Fitness, Montalvo Hill Park, and everyday conveniences, and just a short drive to Ventura beaches, harbor, downtown, and The Collection in Oxnard. This exceptional property combines comfort, quality, and lifestyle in one remarkable offering....Happily with NO HOA Dues!

Location

Ventura, Ventura County, CA 93003

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Listed by: Susan Stuart · RE/MAX Gold Coast REALTORS

Payment estimate

$7,906

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500

%
Principal & Interest
$6,055
Property tax (1.25%)
$1,141
Homeowners insurance
$300
Mortgage insurance
$411
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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