1735 Spence Street
Simi Valley, CA, 93065
$659,900
MLS: 226003686
Beds
4
Baths
2
Sq Ft
1,227
Lot
0.18 ac
Year Built
1961
MLS #
226003686
Days on Market
3
Listed
Aug 4, 2026
Description
Discover the potential in this 4-bedroom, 1.5-bath single-story home offering 1,227 square feet of living space on a generous 7,840 sq. ft. lot in an established Simi Valley neighborhood. Ready to be reimagined, this property presents an outstanding opportunity to create a home that reflects your own style and vision. The functional floor plan provides an excellent foundation for future improvements. Additional amenities include a generous driveway, an attached two-car garage with a roll-up door and laundry hookups, central air and heating, and a spacious backyard with a covered patio. Whether you're a first-time buyer looking to build equity, a buyer needing additional bedrooms and room to grow, an investor seeking your next renovation project, or someone looking to create a personalized home, this property offers exceptional potential. Enjoy easy access to neighborhood parks, shopping, restaurants, schools, and the 118 Freeway while creating a home uniquely your own.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Alex Gandel · Pinnacle Estate Properties, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,063
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,990 · Loan: $593,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,828
- Property tax (1.25%)
- $687
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $23,097 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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