1737 N Lugo Avenue
San Bernardino, CA, 92404
$460,000
MLS: DW26009029
Beds
3
Baths
2
Sq Ft
1,286
Lot
0.17 ac
Year Built
1948
MLS #
DW26009029
Days on Market
2
Listed
Jan 13, 2026
Description
Well kept single family residence in San Bernardino!! this home offers 3 bedrooms and 2 bathroom with a detached garage, the long driveway offers plenty of space for extra parking or family functions. Enter this gem and see the infinite opportunities of creating it to your own liking!!!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Vicky De La Herran · Excellence RE Real Estate, Inc.
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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