1737 N Waterman
San Bernardino, CA, 92404
$375,000
Original list price: $395,000
MLS: IG26059627
Beds
3
Baths
2
Sq Ft
982
Lot
0.17 ac
Year Built
1939
MLS #
IG26059627
Days on Market
62
Listed
Mar 18, 2026
Description
Opportunity knocks with this versatile property in the heart of San Bernardino! This single-story home features 3 bedrooms, 2 bathrooms, and nearly 1,000 sq. ft. of comfortable living space, all situated on a spacious and flat 7,500 sq. ft. lot. Recently enhanced with a newer detached one-car garage built just a few years ago, this property offers added functionality and value. The expansive lot provides ample parking, storage, or future expansion potential. Zoned for commercial use (CO - Commercial Office), this property presents a unique opportunity for a variety of uses—ideal for a small business, live/work setup, or as an income-producing investment. Whether you're looking to operate a business, expand your portfolio, or enjoy a conveniently located home with upside potential, this property delivers flexibility and long-term value. Conveniently located near major streets, shopping, and amenities, this is a rare chance to own a property with both residential comfort and commercial possibilities. Don’t miss out on this exceptional opportunity!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: BRANDON MIHLD · RE/MAX ADVANTAGE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,007
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,176
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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