1737 N Waterman
San Bernardino, CA, 92404
$375,000
MLS: IG26059627
Beds
3
Baths
2
Sq Ft
982
Lot
0.17 ac
Year Built
1939
MLS #
IG26059627
Days on Market
28
Listed
Mar 18, 2026
Description
Opportunity knocks with this versatile property in the heart of San Bernardino! This single-story home features 3 bedrooms, 2 bathrooms, and nearly 1,000 sq. ft. of comfortable living space, all situated on a spacious and flat 7,500 sq. ft. lot. Recently enhanced with a newer detached one-car garage built just a few years ago, this property offers added functionality and value. The expansive lot provides ample parking, storage, or future expansion potential. Zoned for commercial use (CO - Commercial Office), this property presents a unique opportunity for a variety of uses—ideal for a small business, live/work setup, or as an income-producing investment. Whether you're looking to operate a business, expand your portfolio, or enjoy a conveniently located home with upside potential, this property delivers flexibility and long-term value. Conveniently located near major streets, shopping, and amenities, this is a rare chance to own a property with both residential comfort and commercial possibilities. Don’t miss out on this exceptional opportunity!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: BRANDON MIHLD · RE/MAX ADVANTAGE
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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