PendingDuplex

179 N Ivy

Monrovia, CA, 91016

1 / 31View all 31 photos

$995,000

MLS: GD26050869

Beds

4

Baths

3

Sq Ft

1,874

Lot

0.15 ac

Year Built

1953

MLS #

GD26050869

Days on Market

15

Listed

Mar 9, 2026

Description

Charming Two-Unit Residential Duplex Nestled in the Foothills of Monrovia First time on the market since the late 1980s, this unique property offers a rare opportunity to own a beautifully maintained duplex in a highly desirable foothill location. Each has its own address with separate Electric and Gas meters. The front unit features a spacious two-bedroom, two-bathroom main house with elegant wood flooring, an upgraded kitchen, and a bright, airy interior. The home offers a cozy living room and a welcoming dining area, creating a warm and comfortable living environment. The rear unit includes two bedrooms and one bathroom and has been newly renovated, featuring brand-new appliances, new flooring, fresh paint, and modern finishes throughout. The property is surrounded by lush landscaping, mature fruit trees, and vibrant flowers, creating a serene outdoor setting. Additional features include two detached garages, ample parking, and a dedicated EV charging station. A wonderful opportunity for owner-occupants, investors, or multi-generational living in a charming foothill neighborhood.

Location

Monrovia, Los Angeles County, CA 91016

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Listed by: Ara Gharapetian · AK & Associates, Inc

Payment estimate

$7,212

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500

%
Principal & Interest
$5,502
Property tax (1.25%)
$1,036
Homeowners insurance
$300
Mortgage insurance
$373
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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