1800 Bernina Drive
Pine Mountain Club, CA, 93222
$570,000
MLS: SR26051151
Beds
3
Baths
3
Sq Ft
1,456
Lot
0.24 ac
Year Built
1977
MLS #
SR26051151
Days on Market
16
Listed
Mar 9, 2026
Description
Welcome to your mountain retreat in the beautiful community of Pine Mountain Club! Located at 1800 Bernina Drive, this charming 3-bedroom, 3-bathroom home offers approximately 1,456 square feet of comfortable living space surrounded by the natural beauty of the mountains. The home features a 2-car attached garage and a functional layout that provides both privacy and space for relaxing or entertaining. Nestled within the highly desirable Pine Mountain Club Property Owners Association, residents enjoy access to an impressive array of resort-style amenities. The HOA includes a community pool, golf course, tennis courts, scenic hiking and horse trails, banquet facilities, and a recreation room, making it easy to enjoy the outdoors and an active mountain lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers the perfect balance of peaceful mountain living and community amenities. Enjoy fresh mountain air, stunning surroundings, and the welcoming charm of Pine Mountain Club, all just a scenic drive away from Southern California city life.
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Armine Emmoyan · JohnHart Real Estate
Payment estimate
$4,259
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,000 · Loan: $513,000
- Principal & Interest
- $3,152
- Property tax (1.25%)
- $594
- Homeowners insurance
- $300
- Mortgage insurance
- $214
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $19,950 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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