181 Rivo Alto Canal
Long Beach, CA, 90803
$3,395,000
MLS: PW26139251
Beds
3
Baths
3
Sq Ft
2,152
Lot
0.06 ac
Year Built
1949
MLS #
PW26139251
Days on Market
46
Listed
Jun 25, 2026
Description
This Naples Island waterfront Cape Cod has a timeless architectural style balanced with thoughtful modern updates lending to its enduring quality. The 3-bedroom, 3-bathroom residence sits on a larger-than-average outer canal lot in an ideal section of the canal, just one bridge away from open water. The home enjoys prime orientation to capture afternoon sun, the prevailing coastal breeze and picturesque views. An oversized boat dock stands ready for effortless water access, sunset cruises, and the ultimate canal-side lifestyle. Inside, the home unfolds with an incredibly thoughtful, family-friendly floor plan that feels instantly light, breezy, and inviting. Warm hardwood floors ground the main level, which hosts two separate living areas designed for both quiet relaxation and grand-scale entertaining. The remodeled kitchen functions as the heart of the home, tailored with custom-built cabinetry, premium quartzite countertops, and Bosch and GE appliances. Double French doors open from the main level to a landscaped rear courtyard—a rare and highly prized amenity in Naples. Private and wind-sheltered, this outdoor space is perfect for quiet morning coffee, casual entertaining, or al fresco dining. The upper level serves as a private sanctuary. The primary suite is a peaceful retreat, featuring an atrium and remodeled en suite bathroom with custom cabinetry and a zero-transition walk-in shower. The suite provides excellent wardrobe storage with the luxury of two separate closets. Complete with an attached 2-car garage, convenient inside laundry, and the benefit of adjacent street parking unique to this outer canal location, the property is as functional as it is beautiful. The neighborhood elementary school, Naples Bayside Academy, is nearby, adding to the vibrant community lifestyle of Naples Island—from the Long Beach Yacht Club and concerts at The Colonnade, to the annual pancake breakfast, celebrated local dining, and weekly farmers markets. Homes of this caliber, condition, and location, where memories are meant to be made, only come along once in a great while.
Location
Long Beach, Los Angeles County, CA 90803
Open on Google Maps ↗Listed by: Neal Thompson · Circle Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$24,806
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $339,500 · Loan: $3,055,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $19,696
- Property tax (1.25%)
- $3,536
- Homeowners insurance
- $300
- Mortgage insurance
- $1,273
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $118,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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