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$499,000
MLS: CV26042878
Beds
4
Baths
3
Sq Ft
2,957
Lot
0.20 ac
Year Built
1990
MLS #
CV26042878
Days on Market
25
Listed
Mar 5, 2026
Description
Opportunity Knocks!!! Priced under Market... This Spacious two-story corner lot home in the desirable Spring Valley Lake community. Offering approximately 2,957 square feet with 4 bedrooms and 2.5 bathrooms, this residence features formal living and dining areas, a family room with fireplace, and generous kitchen workspace. Upstairs includes well-sized bedrooms and a primary suite, along with two private balconies showcasing mountain and neighborhood views. Exterior highlights include a tile roof, solar panels, attached two-car garage with direct access, covered patio, and low-maintenance desert landscaping on an 8,664 square foot lot. Located within the Spring Valley Lake Association with access to private lake and community amenities. An attractive price point offering exceptional value for size and location.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Victor Malone · VICTOR MALONE, BROKER
Payment estimate
$3,848
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,842
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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