18189 Kalin Ranch Drive
Victorville, CA, 92395
$765,000
MLS: IV25112496
Beds
3
Baths
4
Sq Ft
2,469
Lot
0.17 ac
Year Built
2025
MLS #
IV25112496
Days on Market
154
Listed
May 20, 2025
Description
Discover a unique investment opportunity in the Spring Valley Lake community with this newer construction home offering three separate living spaces. The main residence features 1 bedroom plus bonus room/office and 2 bathrooms. The property includes a 1-bedroom ADU leased at $1,500 per month and a studio ADU leased at $1,000 per month. Built in 2025, this single-level home offers modern finishes, a spacious layout, and energy-efficient features including a fully paid-off solar system (valued at over $31,000). The attached garage includes a 40-foot RV bay with hookups and plumbing in place for a potential kitchen addition. The property comes fully landscaped with low-maintenance features and includes a 12-camera surveillance system for added security and remote monitoring. Located within the Spring Valley Lake HOA, residents enjoy access to a private lake, parks, trails, golf course, clubhouse, and more. The property is conveniently situated near schools, shopping, and dining, with easy freeway access. This is an ideal opportunity for investors or owner-occupants seeking additional income. Buyer to verify all.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: MARITZA SAUCEDO · PAK HOME REALTY
Payment estimate
$5,614
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,500 · Loan: $688,500
- Principal & Interest
- $4,230
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $26,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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