18570 Niagara
Victorville, CA, 92395
$699,999
MLS: HD25277258
Beds
4
Baths
3
Sq Ft
2,609
Lot
0.19 ac
Year Built
1990
MLS #
HD25277258
Days on Market
103
Listed
Dec 17, 2025
Description
From the moment you arrive, you’ll notice the rare RV/trailer parking, newly poured driveway, and inviting curb appeal. Inside, the home opens to a bright, flowing layout with a dramatic staircase, formal living and dining areas, and a spacious family room anchored by a cozy fireplace. The fully updated kitchen features modern finishes, ample counter space, and a sunlit breakfast nook- perfect for everyday living and entertaining. - 4 spacious bedrooms + 3 full bathrooms - Downstairs bedroom + full bath (ideal for guests or multi-gen living) - Private primary suite with balcony overlooking open views - Fully remodeled kitchen and updated finishes throughout - RV/trailer parking (hard to find in this community) - Private backyard with spa—ready for relaxing or entertaining - Indoor laundry with direct garage access Enjoy all the benefits of Spring Valley Lake living, including boating, fishing, parks, and a strong sense of community- all just minutes from shopping, dining, and commuter access. This home offers a rare combination of location, upgrades, and lifestyle features- schedule your showing before it’s gone.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Allison Flatt · Compass
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $629,999
- Principal & Interest
- $3,871
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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