18238 Kalin Ranch Drive
Victorville, CA, 92395
$465,000
MLS: 26639659
Beds
3
Baths
3
Sq Ft
1,973
Lot
0.17 ac
Year Built
2004
MLS #
26639659
Days on Market
21
Listed
Jan 15, 2026
Description
Welcome to 18238 Kalin Ranch Dr, Victorville, CA 92395, located in the highly desirable Spring Valley Lake community. This spacious 3-bedroom, 3-bath home offers nearly 2,000 sq ft of comfortable living space with an open and functional floor plan. Bright living areas flow into a well-appointed kitchen with ample cabinet and counter space. The primary suite features a private bath and a walk-in closet. Additional bedrooms are generously sized and ideal for guests, family, or a home office. Enjoy a large backyard with room to relax or entertain. The attached 2-car garage. Spring Valley Lake offers 24-hour guarded security, private lake access, boating, fishing, beach areas, parks, a golf course, a clubhouse, and community events. Conveniently located near schools, shopping, dining, and commuter routes.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Gary L Scotton · Scotton Group & Associates, Inc.
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92395 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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