13640 Spring Valley
Victorville, CA, 92395
$425,000
MLS: CV26080407
Beds
3
Baths
3
Sq Ft
1,799
Lot
0.18 ac
Year Built
1982
MLS #
CV26080407
Days on Market
1
Listed
Apr 16, 2026
Description
This inviting residence offers 3 bedrooms and 2.5 bathrooms, featuring a warm and functional layout highlighted by a charming fireplace that creates a cozy focal point in the living area. Enjoy serene lake views from the spacious balcony, perfectly positioned just one block from the water—an ideal spot to relax and take in the surroundings. This beautiful two-story home located in the highly desirable Spring Valley Lake Association in Victorville, CA. Enjoy serene lake views from the spacious balcony, perfectly positioned just one block from the water—an ideal spot to relax and take in the surroundings. amenities including boating and fishing on the lake, scenic hiking trails, a swimming pool and spa, picnic areas, and a clubhouse for community events.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Dennyse Rosas Sandoval · CENTURY 21 SYNERGIA REALTY
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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