18330 Basil Drive
Tehachapi, CA, 93561
$375,000
MLS: 25008204
Beds
3
Baths
2
Sq Ft
1,224
Lot
0.29 ac
Year Built
2001
MLS #
25008204
Days on Market
178
Listed
Oct 23, 2025
Description
Country Charm galore, Beautiful views of the mountains & old oak tree, Gorgeous Alpine Forest Location, close to freeway, Restaurants & shopping. Security Patrol provided in the low HOA yearly cost of only $500.00 per year. Open Kitchen , 3+2 outside features nice decking and spacious yard . This lovely town offers all 4 seasons.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: DeAnn Stefanou · Golden Atlas Realty
Payment estimate
$2,827
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,500
- Principal & Interest
- $2,074
- Property tax (1%)
- $313
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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