184 Palmyra
San Bernardino, CA, 92404
$560,000
MLS: DW26065645
Beds
3
Baths
3
Sq Ft
2,061
Lot
0.25 ac
Year Built
1959
MLS #
DW26065645
Days on Market
21
Listed
Mar 26, 2026
Description
Welcome to 184 Palmyra Drive in desirable North San Bernardino, situated on a spacious lot with exceptional potential. This versatile property offers multiple living spaces, ideal for extended family living or possible income opportunities. Title reflects 3 bedrooms and 2 bathrooms; the current layout includes a main residence along with additional living units.The main home features 2 bedrooms and 1 bathroom, along with a permitted studio ADU (converted from the primary suite) complete with its own kitchen and bath. A separate 1-bedroom, 1-bath unit converted from the garage provides added flexibility. Interior highlights include new flooring and fresh interior paint throughout. The inviting living room features wood laminate flooring and a cozy stone fireplace. The updated kitchen offers Shaker-style cabinetry, quartz counter-tops with designer back splash, and stainless-steel appliances. A formal dining area with wood panelling and built-in storage adds both charm and function. Additional amenities include central HVAC, an extra-long driveway with ample parking, and a spacious backyard with covered patio—ideal for entertaining or future customization such as a pool or garden. Enjoy scenic mountain views and mature fruit trees, including lemon, berry, and pomegranate. Conveniently located near shopping, hospitals, and recreational areas, this property offers a unique blend of comfort, versatility, and opportunity in an established neighborhood. Buyer to independently verify all information, including but not limited to square footage, permits, property use, and condition, to their satisfaction.There is $10,000 grant available for this home. For more information about the grant program, please contact the listing agent.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Cinthia Vargas · eHomes
Payment estimate
$4,190
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,000 · Loan: $504,000
- Principal & Interest
- $3,097
- Property tax (1.25%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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