ActiveSingleFamilyResidence

3912 Del Rey

San Bernardino, CA, 92404

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$589,999

MLS: IV26061003

Beds

5

Baths

3

Sq Ft

1,914

Lot

0.18 ac

Year Built

1964

MLS #

IV26061003

Days on Market

29

Listed

Mar 20, 2026

Description

***OPEN HOUSE** Saturday 4/18 starting at 1 pm-4 pm **HUGE PRICE REDUCTION**** Owner is moving out of state and is ready for a quick escrow. take advantage of this nicely kept 5 bedroom home with 3 FULL baths, large living room with French doors that open to step out onto the back yard that has a lot of potential. Laundry room is inside the home. Home sits on a Cul de Sac street. Block walls all around, covered Patio, side patio too. schools are close by and Park near by. must see to appreciate.

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: ANA GAXIOLA · ONTRAK REAL ESTATE

Payment estimate

$4,398

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,000 · Loan: $530,999

%
Principal & Interest
$3,263
Property tax (1.25%)
$615
Homeowners insurance
$300
Mortgage insurance
$221
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $20,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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