18423 Cocopah
Apple Valley, CA, 92307
$610,000
MLS: IV26028327
Beds
4
Baths
3
Sq Ft
3,130
Lot
0.68 ac
Year Built
2005
MLS #
IV26028327
Days on Market
51
Listed
Feb 11, 2026
Description
Welcome to 18423 Cocopah Rd in Apple Valley! This expansive ranch-style home offers 3,130 sq ft of thoughtfully designed living space on a .68-acre lot, zoned for horses and packed with features for comfort, efficiency, and RV-friendly living. The home includes 4 bedrooms and 3 bathrooms, with two primary suites, one featuring a jacuzzi tub and heated floors. Additional heated flooring extends through the kitchen and dining area, complementing the cozy pellet stove. The kitchen is outfitted with upgraded appliances and instant hot water for everyday convenience. Climate control is well covered with central air conditioning plus an evaporative cooling system for efficient seasonal comfort. Energy savings continue with owned solar (buyer to assume loan) and a new water heater installed in 2023, located in the garage. Outdoor features truly shine, including low-water landscaping with drip irrigation, three mature fruit trees (peach, apple, and plum), vinyl fencing, and a relaxing 6-8 person spa. The property also offers RV hookups with electric and septic dump, an RV carport, and a 3-car attached garage with workshop. Additional highlights include wheelchair-accessible doors to the back patio, exterior light outlets conveniently located in the eaves, septic system, and plenty of usable space for animals, toys, or future expansion.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: BRYAN COLLINS · KELLER WILLIAMS/VICTOR VALLEY
Payment estimate
$4,537
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,000 · Loan: $549,000
- Principal & Interest
- $3,373
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $21,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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