13809 Titonka
Apple Valley, CA, 92307
$565,000
MLS: SW26056149
Beds
6
Baths
4
Sq Ft
3,237
Lot
0.49 ac
Year Built
1982
MLS #
SW26056149
Days on Market
1
Listed
Mar 14, 2026
Description
Rustic Charm With Views In The Heart Of Apple Valley! Welcome To This Incredible Property Located In One Of Apple Valley’s Desirable Neighborhoods, Offering Space, Character, And The Perfect Blend Of Comfort And Retreat-Style Living. The Main Home Features 4 Bedrooms And 3 Bathrooms, While The Separate Casita/Guesthouse Includes A Kitchen, Living Room, Two-Bedroom Areas And A Bath, Creating An Ideal Space For Extended Family, Guests, A Private Office, Or A Peaceful Retreat. (Buyer To Verify All Permits, Certificates Of Occupancy, And Related Documentation Regarding The Addition.) Inside, The Home Offers An Open And Inviting Floor Plan Perfect For Entertaining And Everyday Living. The Family Room Features A Cozy Fireplace, While The Living Room Boasts Large Picture Windows That Capture Beautiful Views And Fill The Home With Natural Light. The Kitchen Has Newer Countertops, A Convenient Breakfast Bar, And Overlooks The Backyard And Pool Area, Making It Easy To Stay Connected While Entertaining. A Separate Dining Area Adds Additional Space For Family Gatherings And Special Occasions. Step Outside And Discover Your Own Private Backyard Oasis, Complete With A Sparkling Pool And Spacious Outdoor Area, Perfect For Relaxing Or Hosting Friends And Family. The Property Also Offers RV Access, A Circular Driveway Providing Ample Parking, And A 3-Car Garage. This Home Has Been Thoughtfully Updated With Numerous Improvements Including An Upgraded 220 Electrical Panel, New AC And Ducting (2018), Kitchen Updates (2020), A Newer And Larger Septic Tank Installed In 2020, Pool Replastered With New Tile And Sand Filter System (2015), New Exterior Tile Entry (2018), A Newer Water Heater In The Main House (2021), And A Separate Water Heater For The Addition And Solar Panels. With Its Unique Layout, Stunning Views, And Versatile Living Spaces, This Home Offers The Perfect Balance Of Comfort, Functionality, And Peaceful High-Desert Living. Don’t Miss The Opportunity To Own This One-Of-A-Kind Property—Ideal For Anyone Looking For A Retreat-Like Lifestyle With Room To Live, Relax, And Entertain.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Monica Hill · MVP Real Estate & Investments
Payment estimate
$4,225
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,500 · Loan: $508,500
- Principal & Interest
- $3,124
- Property tax (1.25%)
- $589
- Homeowners insurance
- $300
- Mortgage insurance
- $212
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $19,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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