18557 Napa Street
Northridge, CA, 91324
$974,000
Original list price: $875,000
MLS: SR25175593
Beds
5
Baths
3
Sq Ft
2,100
Lot
0.14 ac
Year Built
1965
MLS #
SR25175593
Days on Market
61
Listed
Aug 4, 2025
Description
Gorgeous home with a permitted ADU in Northridge. This home features beautiful curb appeal with a spacious corner lot. Inside you will find an open floor plan perfect for entertaining. The living room offers plenty of space with connection to the kitchen. The kitchen has been updated with beautiful white cabinets, stainless steel appliances, classic white subway tile backsplash & beautiful countertops. There are 4 bedrooms and 2 bathrooms in the main house. Outside you will find a patio, mature landscaping and a shed for extra storage. The ADU has its own entrance with a living room, kitchenette, bedroom and bathroom. In addition, this home has a new roof, flooring, exterior paint, updated bathrooms and a new water heater. This home also has an assumable loan at 2.5 percent, the assumption process takes 60-90 days for approval. This home is a MUST see!
Location
Northridge, Los Angeles County, CA 91324
Open on Google Maps ↗Also listed on GAVAR · MLS# 25006148
Listed by: Michael Watson · Keller Williams Realty Antelope Valley
Payment estimate
$7,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $97,400 · Loan: $876,600
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,552
- Property tax (1.25%)
- $1,015
- Homeowners insurance
- $300
- Mortgage insurance
- $365
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Northridge home with as little as 3.5% down using an FHA loan — roughly $34,090 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Northridge property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Northridge, CA 91324 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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