187 E Temple
San Bernardino, CA, 92410
$379,000
MLS: IV26062528
Beds
2
Baths
1
Sq Ft
864
Lot
0.16 ac
Year Built
1926
MLS #
IV26062528
Days on Market
18
Listed
Mar 23, 2026
Description
Welcome to 187 E Temple St, San Bernardino — the perfect starter home! This charming 2-bedroom, 1-bath property has been refreshed with a fresh coat of interior paint, creating a clean and inviting space ready for its new owner. The home offers a comfortable layout with plenty of natural light, making it ideal for first-time buyers or anyone looking to own instead of rent. Whether you’re starting your homeownership journey or looking to downsize, this home provides both comfort and affordability. Situated on a spacious lot with room to enjoy outdoor living, gardening, or future possibilities. Conveniently located near schools, shopping, and easy freeway access for commuters. Don’t miss this opportunity to own a move-in ready home at an affordable price — perfect for FHA buyers!
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: HECNIEL CAMARGAN · NEST REAL ESTATE
Payment estimate
$2,933
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,900 · Loan: $341,100
- Principal & Interest
- $2,096
- Property tax (1.25%)
- $395
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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