187 E Temple
San Bernardino, CA, 92410
$379,000
Original list price: $369,000
MLS: IV26062528
Beds
2
Baths
1
Sq Ft
864
Lot
0.16 ac
Year Built
1926
MLS #
IV26062528
Days on Market
41
Listed
Mar 23, 2026
Description
Welcome to 187 E Temple St, San Bernardino — the perfect starter home! This charming 2-bedroom, 1-bath property has been refreshed with a fresh coat of interior paint, creating a clean and inviting space ready for its new owner. The home offers a comfortable layout with plenty of natural light, making it ideal for first-time buyers or anyone looking to own instead of rent. Whether you’re starting your homeownership journey or looking to downsize, this home provides both comfort and affordability. Situated on a spacious lot with room to enjoy outdoor living, gardening, or future possibilities. Conveniently located near schools, shopping, and easy freeway access for commuters. Don’t miss this opportunity to own a move-in ready home at an affordable price — perfect for FHA buyers!
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: HECNIEL CAMARGAN · NEST REAL ESTATE
Payment estimate
$2,997
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,900 · Loan: $341,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,160
- Property tax (1.25%)
- $395
- Homeowners insurance
- $300
- Mortgage insurance
- $142
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,265 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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