642 W Olive st
San Bernardino, CA, 92410
$389,555
Original list price: $409,999
MLS: CV25150770
Beds
2
Baths
1
Sq Ft
977
Lot
0.06 ac
Year Built
1938
MLS #
CV25150770
Days on Market
296
Listed
Jul 9, 2025
Description
BACK TO MARKET......PRICE REDUCTION !!! Good Opportunity for First time Buyer's .Cute Home in San Bernardino, 2 Bedrooms and 1 Bathroom, 1 Car Garage Detached , laundry inside the House. Close to Shopping's,Schools and Freeways. Property has a Solar panels ( Buyer has to be qualified for Contract Purchase Transfer )Also the Property has a Central A/C. At Close of Escrow, property will be deliver Vacant and Clean. Call the Listing Agent for details and Check the Private remarks.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Ignacio Reyes · Champions Real Estate
Payment estimate
$3,073
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,956 · Loan: $350,599
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,221
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,634 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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