642 W Olive st
San Bernardino, CA, 92410
$389,888
MLS: CV25150770
Beds
2
Baths
1
Sq Ft
977
Lot
0.06 ac
Year Built
1938
MLS #
CV25150770
Days on Market
245
Listed
Jul 9, 2025
Description
BACK TO MARKET......PRICE REDUCTION !!! Good Opportunity for First time Buyer's .Cute Home in San Bernardino, 2 Bedrooms and 1 Bathroom, 1 Car Garage Detached , laundry inside the House. Close to Shopping's,Schools and Freeways. Property has a Solar panels ( Buyer has to be qualified for Contract Purchase Transfer )Also the Property has a Central A/C. At Close of Escrow, property will be deliver Vacant and Clean. Call the Listing Agent for details and Check the Private remarks.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Ignacio Reyes · Champions Community, INC
Payment estimate
$3,008
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,989 · Loan: $350,899
- Principal & Interest
- $2,156
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $13,646 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92410 (San Bernardino) within ±10% of this home's price and size.
$355,000
24976 7th Street
San Bernardino, 92410
$370,000
7869 Del Rosa
San Bernardino, 92410
$379,000
187 E Temple
San Bernardino, 92410
$380,000
25015 Union Street
San Bernardino, 92410
$390,000
883 N H
San Bernardino, 92410
$399,000
1000 N Mountain View
San Bernardino, 92410
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.