18766 Kitom
Apple Valley, CA, 92308
$529,000
MLS: HD26051297
Beds
3
Baths
2
Sq Ft
2,228
Lot
0.41 ac
Year Built
2004
MLS #
HD26051297
Days on Market
22
Listed
Mar 21, 2026
Description
Step into your future home, perfectly situated on a quiet cul-de-sac near the Mojave River! This beautifully maintained property offers the ideal blend of comfort, space, and location—just minutes from schools, shopping, and scenic outdoor adventures at Mojave Narrows Regional Park, where you can enjoy fishing, walking and biking trails. Boasting 3 bedrooms, 2 bathrooms, and 2,228 square feet of living space, this home truly reflects pride of ownership throughout. The kitchen is spacious with granite countertops and the home features a wired surround sound system. Both the front and backyard are thoughtfully landscaped, creating a welcoming and relaxing environment. The property is on an automated timed sprinkler system making it convenient and easy to maintain all the landscaping. The backyard is designed for both fun and functionality, featuring durable block wall fencing, an Alumawood patio cover for shaded outdoor living, low-maintenance artificial turf, and a large concrete area—perfect for a basketball hoop or RV parking. A storage shed adds even more convenience. Additionally, you'll also find an oversized 2-car garage with extra space for a workshop or additional storage. Plus, enjoy the added benefit of fully paid-off solar, helping you save on energy costs year-round. Don’t miss your chance to make this exceptional property your forever home—just in time for summer!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Stefanie Ward · Coldwell Banker Home Source
Payment estimate
$3,975
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100
- Principal & Interest
- $2,925
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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