PendingSingleFamilyResidence

18825 Wilton Place

Torrance, CA, 90504

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$1,199,000

MLS: 26669973

Beds

4

Baths

3

Sq Ft

1,687

Lot

0.12 ac

Year Built

1951

MLS #

26669973

Days on Market

14

Listed

Mar 26, 2026

Description

This is the one you have been waiting for! Beautifully updated single-story home in a desirable Torrance neighborhood! This 4 bed, 3 bath home features a bright open-concept layout with seamless flow between the living, dining, and kitchen areas perfect for modern living and entertaining. Stylish flooring runs throughout, and the inviting living room has French doors to the backyard for a seamless indoor/outdoor lifestyle. The attached garage has been drywalled and finished with sleek epoxy flooring, offering versatile bonus space for a home office, gym, or additional living area (or easily converted back to a garage). Extended driveway accommodates multiple vehicles. Enjoy a remodeled backyard with low-maintenance turf, ideal for relaxing or entertaining. Featuring a mature lemon tree and lime tree producing abundant citrus. A standout feature is the private bedroom suite with its own bathroom and separate backyard entrance, perfect for guests, extended family, or potential rental income. Located in award-winning school district, near parks, shopping, and dining this move-in ready home offers flexibility, style, and convenience. A must-see!

Location

Torrance, Los Angeles County, CA 90504

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Listed by: Nicole Miller · Nicole Miller

Payment estimate

$8,629

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100

%
Principal & Interest
$6,630
Property tax (1.25%)
$1,249
Homeowners insurance
$300
Mortgage insurance
$450
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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