3120 W 187th Place
Torrance, CA, 90504
$1,250,000
MLS: SB26036773
Beds
3
Baths
2
Sq Ft
1,902
Lot
0.15 ac
Year Built
1950
MLS #
SB26036773
Days on Market
33
Listed
Feb 26, 2026
Description
Welcome to 3120 W 187th Place, Torrance — a bright, modern residence offering quality upgrades, thoughtful improvements, and true turnkey living. Extensively renovated with long-term value in mind, the home features a new foundation and a roof approximately two years old, providing structural peace of mind. Inside, you’ll find new paint and new flooring throughout, creating a fresh, cohesive atmosphere filled with natural light. A separated laundry room adds everyday convenience and functionality. The fully remodeled kitchen showcases contemporary design, updated cabinetry, and quality fixtures, blending style and practicality. The bathrooms have been completely renovated with clean, modern finishes, including a resort-like primary bathroom designed for comfort and relaxation. Outdoor spaces are equally inviting. The spacious front yard enhances curb appeal and usability, while the private backyard features a pool—ideal for entertaining or unwinding. A smart gutter system connected directly to drainage provides added protection and efficiency. Nothing has been overlooked—simply move in and make it your own. Ideally situated in a desirable Torrance neighborhood, the home offers convenient access to the 405 and 110 Freeways for an easy commute throughout the South Bay and greater Los Angeles. Located within the highly regarded Torrance Unified School District and close to shopping, dining, parks, and beaches, this property seamlessly combines comfort, quality, and location.
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Tony Kim · Compass
Payment estimate
$8,983
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
- Principal & Interest
- $6,912
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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